Auto Loans

Perhaps. Some individuals could be paying a higher rate for their car loan than what Interra is able to provide. Based on creditworthiness, contact us today for assistance with evaluating a car loan refinance.

Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event.

Depreciation protection waiver (DPW) provides protection on your vehicle equity and hedges against depreciation over the life of the loan.

Guaranteed asset protection (GAP) is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (135% LTV) maximum, delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges. *Not available in NY or AK.

Mechanical breakdown protection (MBP) provides protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. 

Vehicle protection plan (VPP) is a bundled coverage package that protects consumers from normal driving incidents and out-of-pocket expenses. The benefits include tire & wheel road hazard protection, key and remote replacement, paintless dent repair and windshield repair. 24-hour emergency roadside assistance is included also.

Auto & RV Deductible Reimbursement

• Pays up to five hundred dollars ($500) per loss (unlimited losses per year) when a loss is filed and paid by the auto or RV insurance company for a covered auto or RV you own or lease evidenced by the title, registration, or loan document, and insured under an auto or RV insurance policy designating you as the named insured. 
  
• Eligibility for this service is possible with enrollment of either Guaranteed Asset Protection (GAP) or Depreciation Protection Waiver (DPW).

How To File A Claim

• Call the Claims Administration at
  1-877-296-4892 or go to www.assuranceplus.com/claims to request a claim form. 

There are many different credit scores available to consumers and lenders. FICO® Scores are the credit scores used by most lenders, and different lenders may use different versions of FICO^® Scores. In addition, FICO^® Scores are based on credit file data from a particular consumer reporting agency, so differences in your credit files may create differences in your FICO^® Scores. The FICO^® Score 8 based on TransUnion is the specific score that we use to manage your account. When reviewing a score, take note of the score date, consumer reporting agency credit file source, score type, and rage fro that particular score.

Interra Credit Union makes getting a car loan quick and easy and offers competitive interest rates and flexible terms.

As part of the credit union cooperative, we are committed to providing competitive interest rates and flexible terms.

Interra Credit Union offers auto loans to a variety of credit scores. Terms and rates will vary.