Auto Loans from Interra Credit Union
Take advantage of flexible terms and rates to meet your purchase or refinance needs, because your car means a lot to you and you mean a lot to Interra.
Apply for a loan today. Save time by logging into your online banking to pre-fill your application form. In online banking, click on 'Apply For Loan' to get started.
No online banking or not a member yet? Click on the apply now button and complete an application.
- Rates as low as 5.99% APR1
- 100% financing available to qualified borrowers
- Easy online application or apply at any participating dealership
- Pre-approvals available to guide your shopping
Interra has partnered with TruStage® Insurance to make products available to our members. With discounts for credit union membership, the TruStage Auto Insurance Program could save you money. Working with big-name companies we've carefully selected, you can expect top-notch service and solid value. It's easy to get a quote and make the switch – even if you're already covered with another company, you won't lose a penny. Isn't it time for car insurance the credit union way?
Can I refinance a car loan from another financial institution?
Perhaps. Some individuals could be paying a higher rate for their car loan than what Interra is able to provide. Based on creditworthiness, contact us today for assistance with evaluating a car loan refinance.
Guaranteed Asset Protection Program
Guaranteed asset protection (GAP) is a voluntary, non-insurance product designed to waive your remaining Interra auto loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (135% LTV) maximum, delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges. *Not available in NY or AK.
Mechanical Breakdown Protection Program
Mechanical breakdown protection (MBP) provides protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures.
Hit the road with confidence, backed by the Route 66 Extended Warranty app. Whether you're navigating city streets or conquering the open highway, the Route 66 app is your reliable companion for worry-free travels.
Vehicle Protection Program
Vehicle protection plan (VPP) is a bundled coverage package that protects consumers from normal driving incidents and out-of-pocket expenses. The benefits include tire & wheel road hazard protection, key and remote replacement, paintless dent repair and windshield repair. 24-hour emergency roadside assistance is included also.
Auto & Recreational Vehicle Advantage Program
Auto & RV Deductible Reimbursement
- Pays up to five hundred dollars ($500) per loss (unlimited losses per year) when a loss is filed and paid by the auto or RV insurance company for a covered auto or RV you own or lease evidenced by the title, registration, or loan document, and insured under an auto or RV insurance policy designating you as the named insured.
- Eligibility for this service is possible with enrollment of either Guaranteed Asset Protection (GAP) or Depreciation Protection Waiver (DPW).
How To File A Claim
- Call the Claims Administration at
1-877-296-4892 or go to www.assuranceplus.com/claims to request a claim form.
1Annual Percentage Rate.
