Banking should be fun!
See below for our current promotions, specials and prizes.
Turn Your Home's Equity into Opportunity!
You already know the great benefits and convenience of having a home equity line at Interra. Now, you can save with a special low rate offer!
- Advances posted from October 1 to December 31, 2024, will receive the special promotional rate of 3.99% APR2 until March 31, 2025.3
- Use your existing HELOC by December 31, 2024.4 Take advantage of our limited-time offer and make your home work for you.
Take advantage of our limited-time offer and make your home work for you.
You Deserve A Better Way To Save.
Open a high-yield share certificate today and reach your savings goals sooner.
4-Month Share Certificate
A competitive fixed rate share certificate special.
- 4.400% APY1,2
- $500 minimum opening deposit
- Open to consumer and business, excluding Public Funds
11-Month Share Certificate
A competitive fixed rate share certificate special.
- 4.200% APY1,3
- $500 minimum opening deposit
- Open to consumer and business, excluding Public Funds
23-Month Share Certificate
A competitive fixed rate share certificate special.
- 4.000% APY1,4
- $500 minimum opening deposit
- Open to consumer and business, excluding Public Funds
1NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. PURCHASE WILL NOT IMPROVE ODDS OF WINNING. ODDS OF WINNING DEPEND ON THE NUMBER OF ELIGIBLE ENTRIES RECEIVED. NEW YORK AND FLORIDA RESIDENTS ARE NOT ELIGIBLE TO ENTER OR WIN. Promotion begins at 12:01 am Eastern Standard Time on October 8, 2024, and ends at 11:59 pm Eastern Time on October 9, 2024 (“promotional period”). Prior to entry, entrant must be a member of Interra Credit Union, at least 18 years old and have a MasterCard® Credit, Debit Card, or purchase an Amazon digital card through CashBack+ with Interra Credit Union. Consumer and Business accounts only. Unlimited entries during promotional period, no limit on entries per day by either mention. Winner will be contacted by phone/email on record. If the winner does not return the initial contact within two business days, another winner will be selected and so forth. Winner will have the option to pick up the Amazon gift card at the Interra branch of their choice or be mailed to the address on record. One (1) prize of $100 Amazon gift card. Interra employees and volunteers and their immediate family members are not eligible. 2Programs, rates, terms and conditions are effective as of October 1, 2024, and are subject to change without notice. The Annual Percentage Rate (APR) of the variable rate HELOC is based on the Prime Rate, as published in THE WALL STREET JOURNAL, plus a margin; the maximum the APR can increase is 6% above the initial non-promotional rate, if applicable. For example, if you opened a HELOC with a credit score of 700 at 7.75% APR, the highest the rate could increase to during the life of the loan would be 13.75% APR. The rate is subject to increase and decrease. The variable rate line is subject to a minimum rate of 3.50%. 3The standard interest rate (or prior promotional rate,) per the Home Equity Open-end Credit Plan, will apply to any advances posted prior to October 1, 2024 and after December 31, 2024, if applicable.Loan Payment Information: When you make a payment, any principal payment will apply first to the lowest promotional balance and then to any previously outstanding balance through March 31, 2025. Effective April 1, 2025, the rate on any remaining promotional balance outstanding will go back to the regular rate disclosed in the borrower's HELOC open-end credit plan. 4Existing HELOC loans must be open or funded prior to 10/1/2024. Then HELOCs that have closing after September 25, 2024 are not eligible for the special advance rate. They will fund after promotion eligible open date due to the 3 day right to cancel period that must be executed.
